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Keller Williams Realty Swm
Ryan Arnt, Keller Williams Realty SwmPhone: (269) 470-6666
Email: [email protected]

Checklist for buying a house: 5 Steps from house hunt to closing

by Ryan Arnt 04/03/2022

If you’re ready to become a homeowner, it’s a good idea to create a checklist for buying a house. It can be especially beneficial to make a list of what to do once you find your dream home.

While the house hunting might be over, the next stage of your home buying process has just begun. Here is a simple checklist to help you stay organized when buying a home:

Schedule a home inspection

A professional home inspection will alert you to any major problems or maintenance issues the house might have. During the home inspection, the inspector will examine the property from top to bottom and make note of issues. You can use this report to negotiate with the seller if necessary.

Purchase homeowners insurance

Most mortgage lenders will require you to get homeowners insurance before closing on a home. Luckily, many insurance providers offer multiple types of insurance. You may be able to get a policy from a provider you already work with.

Get a professional home appraisal

Home appraisals are another step in the process arranged by your mortgage lender. A home appraisal will determine the property value based on a careful evaluation of the home’s conditions and features. Your real estate agent might be able to coordinate the appraisal for you.

Make a final review

You’ll get a final chance to visit and inspect the property in person before closing. This allows you to confirm everything is up to standards agreed upon in your contract. It’s a good idea to test things like light switches, doors and faucets just in case.

Prepare for closing day

Once the big day arrives, you’ll need to have several things with you to ensure a smooth closing process. For example, make sure you have photo identification for everybody listed on the loan, a cashier’s check for final closing costs, proof of insurance and official closing documentation. You should also have your real estate agent or real estate lawyer present to represent you.

Finding the perfect home can feel like a dream come true. However, it’s important to stay organized to prevent possible logistical nightmares. Keep these steps in mind for completing your home buying process as smoothly as possible.

About the Author
Author

Ryan Arnt

 Having provided award-winning service to my clients for the past 26 years, few other REALTORS are trusted like I am. My clients trust my advice, and they know that I will always look out for their best long-term interests. You can expect, and you will receive, personal service that is second to none. When you hire me as your Agent, you will work exclusively with me. I will personally answer your calls and respond to your messages. My promise to you is that I will not hand you off to another member of my team.

I have called Southwest Michigan home for 40 years. My mother's family ran a local locksmith service, and my father served as the Chief Investigator for the County's Prosecutor and Director of Security for the Whirlpool Corporation office for many years. I love all that this area offers, and I enjoy serving the buyers and sellers who are moving in or out of
Southwest Michigan.

My wife and I have two children, and we would not want to raise them anywhere else. Between the award-winning schools and the plethora of youth activities available in Southwest Michigan, it's a great place to call home. We enjoy spending time with friends at the beach, boating, golfing, hunting, skiing in the North, and fishing.

I give back to the community that has been so good to us. Currently, I serve on the Lakeshore Public Schools Foundation Board (LEF), as Past President of the St. Joe Kickers Sports Club, and as a Rotarian in the Stevensville-Lakeshore Rotary
Club. We donate throughout the year to various local organizations, schools, Fine Arts Programs, and youth sports groups.

I want to leverage my experience and knowledge to benefit you. I have sold over 700 properties and earned the respect of my fellow REALTORS, who have voted me "REALTOR of the Year." I am confident I can earn your trust as well.

Looking to buy, sell, or invest in real estate? Allow me to serve you, and I promise you will not be disappointed.