Stunning 4 bed/3 bath ranch perched above 96' of prime St. Joseph River frontage with a stone exterior and walkout lower level. A winding switchback path leads to the water's edge, offering a peaceful, park-like retreat. Inside, enjoy a mid-century aesthetic blended with modern updates—heated tile and hardwood floors, a chef's kitchen with quartz counters, high-end appliances, and custom cabinetry. The living/dining space features a fireplace and sweeping views. Main level offers two en-suites, including a spacious primary. The lower level is bright and inviting with sliders, a fireplace, built-ins, partial kitchen, laundry, gym, bedroom, and access to the patio. Entertain, unwind, and watch the river roll by from the large deck or cozy family room. This one's a rare find!